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Application Processing

Whether your customers are businesses or consumers you need to process credit applications quickly, consistently and reliably. In doing so, you will protect your business from bad debt and fraud, whilst maintaining customer satisfaction and loyalty.

Equifax's application processing systems enable you to:

  • Instantly evaluate a consumer's expected payment performance
  • Access both business and consumer data
  • Process rules to support your business processes
  • Access the most predictive and reliable scoring systems
  • Concentrate on your core business

eDecision

Using our vast experience and knowledge of application processing, we have created eDecision, an intelligent solution offering fast, reliable and cost effective application processing and scoring, that can be operational within a week.

Decision Navigator

For more complex and higher application volumes, Equifax offers Decision Navigator which provides the ultimate in flexibility, enabling you to:

  • Quickly react to changing market conditions through user configurable processing rules.
  • Fully integrate with your existing front-end data capture application
  • Minimise operational risk by offering a sophisticated champion/ challenger capability
  • Implement and maintain your own scorecards
  • Drive product offerings from parameterised decision rules

 

Why use Equifax
As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.
Next Steps

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